Thursday, January 13, 2011

“Personal Finance: Dirty Money - Washington Post” plus 1 more

“Personal Finance: Dirty Money - Washington Post” plus 1 more


Personal Finance: Dirty Money - Washington Post

Posted: 13 Jan 2011 05:51 AM PST

The next time you pull money out of an ATM, you might want to wipe your hands afterward.

A study conducted by a U.K. firm found that ATMs had more bacteria than some nearby public toilets, according to a report in The Daily Mail.

After swabbing ATM keys and letting the samples grow overnight, researchers found that the swabs contained pseudomonads and bacillus, bacterias which are known to cause sickness, including diarrhea.

"We were surprised by our results because the ATM machines were shown to be heavily contaminated with bacteria," Richard Hastings, a microbiologist for BioCote told the Daily Mail.

Of course, the company may be a bit bias. BioCote makes an anti-bacterial coating that can be used on ATM keys.

Should you be worried about the findings? Not particularly, according to William Schaffner, a preventative medicine specialist at Vanderbilt University Medical Center.

"Bacillus is trivial," he told CBS News. "It only causes infections in the most compromised people in hospitals. Pseudomonads is quite similar."

Still, I'm keeping a hand wipe nearby the next time I visit the ATM.

Celebrity Cash

Dashing away from a pre-paid debit deal may cost the Kardashians $75 million dollars.

Revenue Resource Group is suing the Kardashian sisters -- Kim, Khloe and Kourtney -- for terminating their contract to promote what was dubbed the Kardashian Kard. The ladies bailed on the endorsement deal following criticism about the debit card's high fees, reports CNNMoney.com.

The reality stars' mother, Kris Kardashian Jenner, along with the family's company, Dash Dolls LLC, were also named in the lawsuit.

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Personal finance experts say checking your credit should top your annual to-do list - msnbc.com

Posted: 10 Jan 2011 09:15 AM PST

As the new year gets going personal finance experts suggest you make sure checking your credit is high on your to-do list.

That way if you decide to buy a car, a house or do some refinancing you, not the bank, will catch any mistakes or errors.

"If there is something wrong that's on there, January is a great time to fix that or to work towards fixing that," says MSNBC.com's Bob Sullivan.

Bad credit reports are also a risk for job seekers.

"Most companies now will pull your credit report when you apply for a job with them, and if there's something suspicious on there they'll just move on to the next candidate," Sullivan warns.

Some of the best advice about credit reports, though, is how to get one.

They're free.

AnnualCreditReport.com is the only place you can get your free, Congressionally mandated credit report each year.

That mandate has been in place for five years, but recent surveys have shown only one-third of eligible Americans take advantage of it.

For more Rochester, N.Y. news go to our website www.whec.com.

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