Wednesday, January 12, 2011

“The Many Factors that Influence Personal Finance - Associated Content” plus 1 more

“The Many Factors that Influence Personal Finance - Associated Content” plus 1 more


The Many Factors that Influence Personal Finance - Associated Content

Posted: 12 Jan 2011 12:33 PM PST

I always had a goal that I would marry, buy a house, a couple of cars and be able to raise a family without much effort. My parents did it all, but they never told me about all the struggles and sacrifices they had made
 to make it look so effortless.

Now that we are close to retiring, our ability to retire comfortably has been influenced by many factors:

Numerous moves from area to area

We have made 20 plus moves since we were married, some times from country to country.

Each time you move, there are relocation costs which must be paid. Also, you have to decide what to sell, what to keep, and then it costs quite a bit for storage facilities as well as shipping fees. Each time we moved, we had to give up some valuable things like furniture, dishes, vehicles, etc. It seemed we started over several times outfitting our home with the essentials.

Moving the family costs you time and money.

Health Issues

One of our moves was from a South Pacific Island back to the mainland USA. This was mainly due to health concerns. I was diagnosed with Primary Biliary Cirrhosis. It was decided that it would be best monitored in the United States. In the little countries we lived in they had social medicine which was very inexpensive, but you were not assured a good doctor or good medicine. As you are aware, good medical care in the United States is not cheap. Testing and treatments can run you into the hundreds and thousands per month, especially if you do not have adequate medical insurance, which is also very expensive.

You can never predict what health issues may arise for you or your family members.

Education

When we first got married, my husband had his bachelor's degree. I, on the other hand, only had a high school diploma, but had experience working in a few different areas. I finally got my degree 30 years later, after all of my own children had graduated from college. Luckily, my husband finished his master's degree and that qualified him for teaching in a University. This gave me the opportunity to go to school free. Also, our children were able to have half off on their tuition, which has been a great blessing.

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MoneyExpo Dubai Announces the Support of the Ministry of Higher Education and Scientific ... - msnbc.com

Posted: 12 Jan 2011 01:42 AM PST

DUBAI, United Arab Emirates, Jan. 12, 2011 (GLOBE NEWSWIRE) -- "The United Arab Emirates is recognized as an important international financial services centre: the number of banks and financial services companies are growing at a fast pace, stock markets are thriving in Dubai and Abu Dhabi; all levels of society show a strong commitment to providing world class financial services. MoneyExpo Dubai 2011 is a very important initiative that will help ensure that members of the general public acquire the information, knowledge and skills necessary for making sound investment decisions and for utilizing the financial services available to them."

- Sheikh Nahayan Bin Mubarak Al Nahayan

The event will be the first opportunity for the public to meet with their service providers in a neutral setting, benchmark products and services and gather market information for themselves. Covering a range of asset classes from insurance, mortgages and savings plans to trading and commodities - this event is designed to meet the public's need for medium to long term investment opportunities. As Sheikh Nahayan Bin Mubarak Al Nahayan continued to explain, "Information given to investors must be provided in ways that are easily understood by the general public. It is also important to strengthen investors' abilities to use that information wisely. MoneyExpo Dubai 2011 will empower investors by providing access to accurate, reliable and easy to understand information, as well as the tools to use this information to make and monitor their own investments."

The educational emphasis on the exhibition is central. As marketing director Ranna Mokhtarzadeh has said, "I know that I always felt that passing through the UK school and university system there was nothing that I ever learned about how to deal with money in the real world. Our aim for the 3 day event is to empower people with the tools to make the best decisions for their finances. There is a lot of misinformation out there and certainly a lot of fear given the state of the world economy. It is for this reason that we are bringing together some of the world's leading wealth creation experts to share their strategies for creating wealth in these challenging times."

The speaker faculty will include Sharon Lechter, one of President Obama's advisors on financial literacy and education and co-author of the international best-seller - Rich Dad Poor Dad, which has sold over 27 million copies and been translated into over 50 languages. Other luminaries include Robert Allen, one of the best known financial advisors also from the US and author of two of the best-selling financial books in history and the world's number one affiliate marketer - Ewen Chia, who is from Singapore.

The event also represents a unique marketing opportunity for the personal finance industry in the region. "The success of other such money shows elsewhere in Asia and the US is remarkable and we found an overwhelming need for something similar in this region," says Simon Eder. As he explains, "In our research with the public, they expressed a real reticence for some of the leading providers in the region. Over 30% of the people that we spoke to said that they were dissatisfied with the customer service of their bank for example. People also felt harassed by the continual bombardment with cold-calls in this region. Many expressed to us the need for an unbiased platform where people could sit down and learn about what had worked for others."

This release can also be viewed at http://www.pressreleasenetwork.com/newsroom

 CONTACT: Ranna Mokhtarzadeh          Tel: +97150-1030560          Email: Rannasm@moneyexpodubai.com          Website: http://www.moneyexpodubai.com 

© Copyright 2011, GlobeNewswire, Inc. All Rights Reserved

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