Tuesday, August 24, 2010

“Business, Personal Finance, Technology, Employment news for Austin and Central Texas ... - Austin American-Statesman” plus 2 more

“Business, Personal Finance, Technology, Employment news for Austin and Central Texas ... - Austin American-Statesman” plus 2 more


Business, Personal Finance, Technology, Employment news for Austin and Central Texas ... - Austin American-Statesman

Posted: 24 Aug 2010 12:24 PM PDT

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Dell Inc. announced Tuesday that its first smart phone for the U.S. market - the Dell Aero - is available for sale either from Dell or through its wireless carrier partner AT&T Inc.

The phone, which is based on Google's Android software operating system, becomes available seven months after Dell first showed it off at the Consumer Electronics Show in January, and two months later than Dell had indicated.

The phone, which has a 3.5-inch touch screen, costs $99.99 when bought with a two-year AT&T service contract. It costs $299.99 without the contract.

Dell says the phone, which comes with Bluetooth and Wi-Fi connectivity, will ship with Quick Office and Facebook software installed along with an integrated calendar and contact list, Twitter and applications by Google, including YouTube and Android Market.

"The Dell Aero is built with a focus on style and performance to help people find new ways to connect with friends and express themselves socially supported by the nation's fastest mobile broadband network," said Ron Garriques, president of Dell Communications Solutions.

Dell late last year introduced similar smart phones in China and Brazil.

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Personal Finance Seminars Are Focus For Foundation - Hartford Business

Posted: 24 Aug 2010 11:56 AM PDT

The nonprofit Foundation for Personal Financial Education has opened its first Connecticut chapter with the hope of helping people get a grip on managing their finances.

The Foundation, which offers free seminars, started in 1994 in San Diego to provide Smileyfinancial education to workers in state and federal government and at Fortune 500 companies. Today, it offers workshops in 16 states, having added Connecticut in January. The foundation is funded by donations and small member fees.

"We have made some very exciting strides since starting," said Paul Poulin, Connecticut chapter director. "We originally started with four workshops focusing on cash management and getting fiscally fit. After going through these workshops with some of our current employers, we were asked for more so we are now doing one on Medicare, tax planning and we have added stress management and healthy lifestyles. We have also added a second chapter in Fairfield and believe we will have a third in 2011." Paul Poulin, director, Connecticut chapter, Foundation for Personal Finance Education

Poulin has found that attendance at seminars is growing as people "are overwhelmed and going 24/7." Often times, he says he sees many people who lose sight of how critical it is to take care of their personal finances. His goal at seminars is to give each attendee enough information to make informed decisions and find a financial road map that can be used long after the seminars end. He hopes to also help people address the financial stress they've been putting off.

"It's very rewarding to do a follow up workshop and have someone pull you aside to tell us that they just finally started their 401(k), finally got a will done or they feel really good about being ready to retire," Poulin said. "I think employees feel like their employers are really trying to add benefits during these challenging times and truly appreciate it. The employees are also active in choosing what topics they'd like to hear about in the future. So I think it's a win-win for everyone."

Two Grants Aid Parkville Center

Family Life Education has received two grants totaling $410,000 from the Hartford Foundation for Public Giving, one for Parkville Family Center programs and one to relocate its offices and further explore development of a collaboration of nonprofit agencies to improve services to Parkville neighborhood residents.

The Parkville Family Center, which opened in 2003 as part of the Hartford Foundation's Brighter Futures Initiative, has been awarded a $300,000 grant to support a wide array of programs that support parents in promoting the healthy growth and development of their children, getting them ready for school and being successful in school.

With the aid of a two-year, $110,000 planning grant, Family Life Education will move its offices and the Family Center within Parkville, from 39 Grace St. to 30 Arbor St., adjacent to Literacy Volunteers of Greater Hartford. The move will allow the two agencies to build on each other's services and programs and serve as the beginning of the development of a Parkville Neighborhood Collaborative. More than two dozen agencies have been discussing a collaboration, which would provide, under one roof, a multi-agency, "one-stop shopping" approach for the delivery of education and social services to Parkville residents.

"We believe a collaboration of agencies is the best method to address the multi-faceted challenges of the families and youth we serve with the highest quality of services possible," said Candida Flores, executive director of Family Life Education.

Arts Council selects Fellows

The competition was so intense for the four available Solo Writers Fellowships this year, that the Hartford Foundation for Public Giving increased the funding to permit 16 Connecticut writers to be honored. Fellows receive $2,375 each for virtually any purpose that might lead to the creation of a new work.

This year's fellows include playwrights, essayists, poets, literary journalists and fiction authors. They are: Sandra Rodriguez Barron, Milford; Michael Burgan, West Haven; Jonathan Gillman, Chester; Susan Kinsolving, Bridgewater; Edward Markiewicz, Rocky Hill; Leslie McGrath, Stonington; Maureen O'Brien, West Hartford; V. Penelope Pelizzon, Willimantic; Julia Pistell, Hartford; Dan Pope, West Hartford; Thomas M. Ratliff, Plainville; Dana Rondel, West Hartford; Mary Donnarumma Sharnick, Beacon Falls; Ravi Shankar, Chester; Pegi Deitz Shea, Rockville; and Edwina Trentham, Moodus.

The Solo Writers Fellowship program is administered by the Greater Hartford Arts Council and funded with a grant from the Beatrice Fox Auerbach Foundation Fund at the Hartford Foundation for Public Giving.

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Personal Finance Expert Chris Scully Offers Ten Money Saving Tips - PR.com

Posted: 24 Aug 2010 11:20 AM PDT

With a total US consumer debt of $2.5 trillion dollars, credit card debt now averaging in excess of $15,000 per household with credit card debt, and 40% of families spending more than they earn, it's no surprise that so many Americans have money problems. Personal finance expert Chris Scully offers 10 money saving tips to help consumers get in control of their finances.

Burbank, CA, August 24, 2010 --(PR.com)-- With a total US consumer debt of $2.5 trillion dollars, credit card debt now averaging in excess of $15,000 per household with credit card debt, and 40% of families spending more than they earn, it's no surprise that so many Americans have money problems.

"Consumers are overwhelmed with debt, struggling financially and looking for ways to reduce expenses," says Chris Scully, a personal finance expert and author of "The Debt Survival Kit."

Scully has spent years researching consumer debt and credit problems. He offers these ten money saving tips to help people get in control of their finances:

- Make saving money on purchases a priority. Never spend money on a product or service without researching costs and getting the lowest price possible.

- Don't over-pay taxes. Many people don't realize how much over withholding of taxes from their paycheck hurts them financially.

- Don't buy on credit. Pay for small purchases with cash or debit cards and plan ahead for larger purchases.

- Watch less TV. Cutting TV time not only saves energy, it reduces exposure to an endless stream of advertisements.

- Make shopping lists and stick to them. Many people do this for grocery shopping but it is a rule that should apply to any and all trips to any types of stores.

- Use coupons intelligently. This goes hand in hand with using lists above. Don't buy unnecessary items just because there is a coupon for it.

- Cut back on or quit smoking and/or drinking alcohol - Without discussing the health benefits, let me just say that cigars, cigarettes and alcoholic beverages of all types are expensive.

- Cut out fast food, frozen or prepared dinners. Cook meals instead.

- Wash/vacuum cars at home. Saving money does not get much simpler than this.

- Make seasonal purchases at the end of the season. Shoppers save considerable money waiting until the season is almost over to buy seasonal items.

"These simple tips can save thousands of dollars a year, money that can be used to pay bills and meet daily expenses," says Scully.

About Chris Scully

Chris is a consumer advocate for ethical debt settlement and consumer repair practices, a personal finance blogger and author of the book "The Debt Survival Kit." For more information, tips and advice on controlling finances, eliminating debt, improving credit scores and achieving financial prosperity, visit www.mymoneymess.com or email Chris at cscully@mymoneymess.com.

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