Saturday, May 1, 2010

“Eileen Ambrose: Personal Finance - baltimoresun.com - Baltimore Sun” plus 3 more

“Eileen Ambrose: Personal Finance - baltimoresun.com - Baltimore Sun” plus 3 more


Eileen Ambrose: Personal Finance - baltimoresun.com - Baltimore Sun

Posted: 01 May 2010 05:22 AM PDT

The Baltimore Sun's Eileen Ambrose has been writing on taxes, retirement, saving for college and other personal finance issues since 1999. Got questions? She'll try to find answers. She also contributes to the blog Consuming Interests.

The Iceland volcano boosts awareness of travel insurance

May 2, 2010

The Iceland volcano boosts awareness of travel insurance

Visions of the Iceland volcano spewing ash into the air and weary, grounded travelers waiting it out at airports are causing more people to consider travel insurance.

7:42 PM EDT, April 26, 2010

Health care law will allow young adults up to age 26 to stay on a parent's plan

A provision of federal health care reform that takes effect later this year will allow young adults to stay on their parents' health insurance plan up until age 26.

April 25, 2010

Fraud has been on the rise during the weak economy

If a grandchild calls begging for money because the Iceland volcano has left him stuck in Europe, you might want to check his story out.

7:32 PM EDT, April 19, 2010

Federal flood program set to expire at start of hurricane season

If you are in the market for flood insurance or might need a policy soon to qualify for a mortgage, don't wait to buy it.

6:11 PM EDT, April 12, 2010

Payday lenders face tougher restrictions

Maryland is on the verge of once more making it harder for payday lenders — especially over the Internet — to offer high-priced loans in the state.

April 18, 2010

Buying a credit score?

Everyone's got your number — a credit score, that is — and as a savvy consumer, you might want to find out exactly what they've got.

April 6, 2010

Late start on nest egg can still pay off

Maybe you meant to save for retirement after repaying your student loans. Then you had children, a mortgage and college tuition for your kids. Now, you're in your mid-50s without a penny for retirement.

Art of deduction

April 11, 2010

Art of deduction

Usually, if you haven't filed your federal tax return by this time, you're either a procrastinator or avoiding paying Uncle Sam the money you owe.

April 4, 2010

Getting parents' money, medical house in order

As a financial planner, Christopher Brown's job is helping clients prepare to pay for retirement, college for their kids and the unexpected. But even he was caught off-guard earlier this year when his 75-year-old father was hospitalized.

March 28, 2010

Active ETFs blend regular counterparts and mutual funds

With more than 900 exchange-traded funds, you can find one that fits every investment sector, strategy or mood you're in. Now get ready for even more variety with actively managed ETFs.

March 30, 2010

Walking away from mortgages harder to do in Maryland

Every day more homeowners are underwater - meaning they owe more on their house than it's worth - and a growing number of them across the country are simply walking away.

March 21, 2010

Student loan industry's 'takeover' by federal government is overdue

The federal student loan program has gone through many changes in its 45-year history, and now it's time for the next big step: cutting out the middleman.

March 23, 2010

Higher interest, but a catch

The interest you earn on your checking account might be so low that you don't even notice it. But some banks and credit unions are now paying generous rates - with a slight catch, of course.

Struggling to pay taxes? The IRS is here to help

March 16, 2010

Struggling to pay taxes? The IRS is here to help

The tax deadline is a month away, and the Internal Revenue Service wants you to know that it's going to lighten up.

March 9, 2010

February was standout month for dividends

After two of the worst years ever for dividends, payouts to shareholders are making a comeback.

March 14, 2010

PERSONAL FINANCE

Build a better 401(k)

The fastest-growing segment of the population these days: centenarians.

March 7, 2010

Marylanders joining Move Your Money campaign

A nationwide campaign to stick it to the big banks seems to have caught on with consumers who are withdrawing their money and moving on.

Legislation would shine light on tax refund loans

March 2, 2010

Legislation would shine light on tax refund loans

Tax season is upon us, and some filers literally can't wait.

February 28, 2010

Consumer's quest for refund shines a light on ID theft

Deborah Tewey unwillingly joined a large and fast-growing club: victims of identity fraud.

February 23, 2010

Con artists target folks desperate for work

Con artists have the canny ability to home in on what we are most concerned about and then exploit it for their own gain. Right now, it's jobs.

February 21, 2010

As consumer reforms roll out, beware new credit card company fees

Credit card issuers are going to have to play by a whole new set of rules that take effect Monday and are considered consumer-friendly - but will also cut into some of their traditional sources of revenue.

February 14, 2010

All you need is love

Couples this Valentine's Day will exchange cards, kisses and - if they're really serious - chocolates. Why not credit reports?

February 16, 2010

Don't dawdle on college aid requests

Colleges are bracing for another year of high demand for financial aid - and that means students need to get their applications in as quickly as possible.

February 9, 2010

How protected are you from snow damage?

With 2 feet of snow this past weekend and more flakes forecasted, many homes in the Baltimore area are likely to end up with some weather-related damage.

Rife with myth

February 7, 2010

PERSONAL FINANCE

Rife with myth

The U.S. tax code is massive and complicated - the perfect fodder for myth-making.

February 1, 2009

Eileen Ambrose: Tips to help you save some of your money

Gather your W-2, charitable receipts and investments statements. Tax season is here.

Five Filters featured article: The Art of Looking Prime Ministerial - The 2010 UK General Election. Available tools: PDF Newspaper, Full Text RSS, Term Extraction.

Personal Finance Daily - Marketwatch

Posted: 01 May 2010 04:54 AM PDT

Alert Email Print

By MarketWatch

In case you missed them, here are the top 10 Personal Finance stories from MarketWatch for the week of April 26-30:

Jumbo mortgages become more affordable

Jumbo mortgage rates experienced a jumbo hike when the meltdown in the mortgage market caused funding for these bigger loans to dry up. Slowly, rates have fallen, as banks have been more willing to fund the loans too large for purchase by Freddie Mac or Fannie Mae -- up to $417,000 for single-family homes in many markets, and currently up to $729,750 in some high-cost areas.
See Amy Hoak's Home Economics.

Dream kitchen on a budget

By choosing products wisely, homeowners are upgrading their kitchens without busting their budgets. Amy Hoak reports from the Kitchen & Bath Industry Show in Chicago.
Watch Video Report.

Who gets dibs on the college fund, you or your kids?

As jobs remain scarce, parents may want to go back to school to bolster their résumé or try a new career. Many parents also want to save for their kids' education. The question is: Which investment makes more sense for families looking to spend each dollar as well as possible during these tough times?
See Diary of a Recession Baby.

Six investing rules for a worst-case scenario

You need a whole new strategy. Are you ready? OK. First, let's assume you really are tired of the pain of fighting Wall Street. You are? Good. Then you've had an epiphany ... an awakening ... you've had one of those rare ah-ha! moments ... what Zen masters call enlightenment ... you finally see the light ... the futility of denying reality ... and as you see into this new reality, you surrender the fight, you accept these six secret wisdoms underlying your new investment strategy.
See Paul B. Farrell.

Tap retirement savings early without penalty

For many older workers the recession has been especially tough. Salaries and benefits have been cut, insurance costs have risen. That slimmer paycheck isn't going as far as it once did. But there is one little known, if troublesome, way that some older workers might be able to make up some of the shortfall: You can tap into your nest egg a bit early.
See Jonathan Burton's Life Savings.

How the money gurus take their own advice

While there are countless articles on how you can better your relationship with money, let's peer into the habits of financial planners and those known for their personal finance savvy.
See Family Finance.

How the sandwich generation can ease the money squeeze

I spend my nights worrying about my nearly 80-year-old father and stepmother. My wife and I spend our days worrying about funding college bills for four children (expected cost $1 million at Harvard with no scholarships, loans, grants and the like). And in between those worries, I think about saving $3 million (give or take a million) for retirement. Yes, I am member of the sandwich generation. The good news is that I am not alone. There are millions upon millions of us caught in the middle. And the even better news is that there seem to be experts aplenty ruminating on solutions for this generation.
See Robert Powell.

New flier-protection rules may mean more cancellations

Fliers in the U.S. are expected to cheer new rules going into effect this week that are meant to protect them from being stranded on tarmacs during lengthy delays, but industry experts aren't so sure they'll be cheering the higher costs and cancellations the rules may bring.
See Travel.

Labor force polarized as middle-skill jobs disappear: report

Middle-skills jobs have lost share in the employment pool in the last three decades, a trend of labor-market "polarization" reinforced by the recession, according to a report released Friday.
See Capitol Report.

The dramatic legacy of one woman's immortal cells

In today's medical environment, where paperwork-overwhelmed patients often feel they have to sign their rights away just to have a simple blood test, it's hard to imagine a time when the concepts of informed consent and bioethics didn't exist. For those of us born in the post-Civil Rights era, it's also difficult to conceive of race-based hospital exclusion or separate wards for white and "colored" patients. But that was the reality in 1951, when a poor, uneducated black woman named Henrietta Lacks sought treatment for what turned out to be cervical cancer, and a biopsy taken without her consent changed the course of medical history.
See Health Matters Blog.

See the week's Top 10 news and analysis stories.

See the week's Top 10 videos on MarketWatch.

Five Filters featured article: The Art of Looking Prime Ministerial - The 2010 UK General Election. Available tools: PDF Newspaper, Full Text RSS, Term Extraction.

The week's 10 best Personal Finance stories - Investors Business Daily

Posted: 01 May 2010 05:08 AM PDT

In case you missed them, here are the top 10 Personal Finance stories from MarketWatch for the week of April 26-30:

Jumbo mortgages become more affordable

Jumbo mortgage rates experienced a jumbo hike when the meltdown in the mortgage market caused funding for these bigger loans to dry up. Slowly, rates have fallen, as banks have been more willing to fund the loans too large for purchase by Freddie Mac or Fannie Mae -- up to $417,000 for single-family homes in many markets, and currently up to $729,750 in some high-cost areas. See Amy Hoak's Home Economics.

Dream kitchen on a budget

By choosing products wisely, homeowners are upgrading their kitchens without busting their budgets. Amy Hoak reports from the Kitchen & Bath Industry Show in Chicago. Watch Video Report.

Who gets dibs on the college fund, you or your kids?

As jobs remain scarce, parents may want to go back to school to bolster their résumé or try a new career. Many parents also want to save for their kids' education. The question is: Which investment makes more sense for families looking to spend each dollar as well as possible during these tough times? See Diary of a Recession Baby.

Six investing rules for a worst-case scenario

You need a whole new strategy. Are you ready? OK. First, let's assume you really are tired of the pain of fighting Wall Street. You are? Good. Then you've had an epiphany ... an awakening ... you've had one of those rare ah-ha! moments ... what Zen masters call enlightenment ... you finally see the light ... the futility of denying reality ... and as you see into this new reality, you surrender the fight, you accept these six secret wisdoms underlying your new investment strategy. See Paul B. Farrell.

Tap retirement savings early without penalty

For many older workers the recession has been especially tough. Salaries and benefits have been cut, insurance costs have risen. That slimmer paycheck isn't going as far as it once did. But there is one little known, if troublesome, way that some older workers might be able to make up some of the shortfall: You can tap into your nest egg a bit early. See Jonathan Burton's Life Savings.

How the money gurus take their own advice

While there are countless articles on how you can better your relationship with money, let's peer into the habits of financial planners and those known for their personal finance savvy. See Family Finance.

Five Filters featured article: The Art of Looking Prime Ministerial - The 2010 UK General Election. Available tools: PDF Newspaper, Full Text RSS, Term Extraction.

Buffett weighs in on derivatives legislation - MENAFN

Posted: 01 May 2010 11:49 AM PDT

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