Friday, March 19, 2010

“Personal Finance Daily - Marketwatch” plus 2 more

“Personal Finance Daily - Marketwatch” plus 2 more


Personal Finance Daily - Marketwatch

Posted: 19 Mar 2010 10:09 AM PDT

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By MarketWatch

Don't miss these top stories:

The new jobs bill provides incentives for businesses to hire workers, giving them a tax break immediately on the employer-paid portion of Social Security and a tax credit down the line, if the new hires stick with the company for a year. That certainly could spur the economy and put folks back to work.

But the question to ask is the following: Just how many businesses are sitting on the fence trying to decide whether to authorize new hires, businesses for which the tax incentive would be the deciding factor to go ahead? With the way the economy is slogging along -- we're still losing jobs each month, don't forget -- you have to think few will change their cautionary stance.

In many cases, companies are spooked not so much because they think it costs too much to hire a new employee, but because they don't think there will be anything for that new employee to do given slack demand. Sure, there are companies growing and even thriving, but they were doing that regardless of any tax incentive.

But with so many people remaining unemployed for so long, any job creation would be welcome. Since this law specifically targets those who have been out of work a while, it will hopefully provide some relief to the folks who need it most.

TAXES

The best way to get a new job fast

This week, President Barack Obama signed the H.I.R.E. Act into law. It stirred up lots of excitement and sarcasm -- as does every new tax law and politically based economic incentive. Let's not waste time with criticism. Let's see what's in this for you!
See TaxWatch.

HEALTH CARE

Health reform a hot topic in bioethics circles

Bioethicists are often associated with exotic, scary-sounding scenarios such as human cloning, but it turns out they spend a lot of time weighing something far more familiar: health-care reform.
See Vital Signs.

Final health vote nears

Is it the end, or the end of the beginning for the Obama administration's battle for passing health-reform legislation? Janet Adamy reports on last minute deal-making that could lead to a vote on Sunday.
Watch Video Report.

Is socialized medicine bad for your wealth?

To hear some people tell it, the health-care bill will destroy America and your stock portfolio. We will become a "socialist" country. You should sell everything, put your money in gold, cash or foreign stocks and run to the hills. It's hard to get past the hyperbole and partisan hysteria on this topic. But if we take the calm view, what if anything would the bill mean for your investments?
See Brett Arends.

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Iteya.com: Top Personal Finance Blogs for Managing ... - Earthtimes

Posted: 19 Mar 2010 07:25 AM PDT

PHILADELPHIA, March 19 /PRNewswire/ -- Not having the funds to pay taxes, credit cards, and other expenses won't only result in extra fees or bankruptcy, but also stress that can lead to weight gain and marital problems.  Financial meltdowns are something many people go through, but they can be avoided with the proper money management skills.

The problem is that most people aren't taught how to handle their earnings.  Fortunately, there are websites out there that can help.  Iteya.com, a website dedicated to saving people cash, has come up with a list of the best personal finance blogs.

"It amazes me that money management, one of the most important subjects to know, isn't being taught in our schools," said Richard Spore, owner of Iteya.com.  "Thankfully, there are many bloggers out there who understand personal finance that are willing to share their knowledge for free."

Some of the personal finance blogs include:

  • Get Rich Slowly - named the most inspiring money blog by Money magazine, provides slow key steps that can help about anybody become wealthy.
  • Frugal Dad - offers financial advice for families to get out of debt and start saving for the future.
  • FiveCentNickel.com - ranks the top credit cards, savings rates, and CD rates.
  • Lazy Man and Money - offers efficient (or "lazy") ways to save and make more money.
  • Man vs. Debt ? chronicles the life of a man trying to sell his stuff, pay off his debt, and start doing what he loves.
  • Free Money Finance - supplies useful information on ways to grow net worth.
  • Being Frugal.net - offers money-saving tips from a Christian stay-at-home mom perspective.
  • Money Blue Book - provides personal finance tips beyond credit cards and balance transfers.
  • Moolanomy ? offers tips to improve cash flow, optimize finances, and build wealth as well as a Q&A service.

To view the full list of personal finance blogs with links, visit http://www.iteya.com/personal-finance-blogs.  

About Iteya.com:

Iteya.com is a loyalty site that rewards its members for shopping online with points toward Amazon and eBay gift cards.  Iteya's "FREE Money" section provides information on ways to save and make money through surveys, cashback and reward sites, coupons, free samples, deals, and personal finance blogs.

SOURCE Iteya.com

Five Filters featured article: Chilcot Inquiry. Available tools: PDF Newspaper, Full Text RSS, Term Extraction.

US Education Administration Announces Opening Of Exam ... - eGov Monitor

Posted: 19 Mar 2010 09:41 AM PDT

Starting this week, students from across the country may begin the National Financial Capability Challenge for a chance to be recognized by the Obama Administration for their outstanding achievement. The Challenge, which was unveiled in December 2009 by Treasury Secretary Tim Geithner and Education Secretary Arne Duncan, is an awards program designed to increase the financial knowledge and capability of high school-aged youth across the United States. It challenges high school teachers and other educators to teach the basics of personal finance—and rewards students, educators, schools, and states for their participation and performance. With more than 5,000 educators already registered, students from across the country are expected to take the voluntary online exam in the coming weeks. The Administration also announced today that the deadline for educators to sign on has been extended to April 9, 2010, which is the final day to administer the exam.

"We're encouraged that so many educators across the country are demonstrating their commitment to preparing students for a successful financial future by participating in this program," said Treasury Deputy Secretary Neal Wolin. "And, in response to high demand, we're extending the registration period to enable more students to participate."

"The overwhelming response to the Challenge is a strong signal from educators that students need a well-rounded education that includes learning about personal finance," said Education Deputy Chief of Staff Matthew Yale. "We agree with them, and we will continue to work together with teachers, schools, and states on this issue."

Educators who registered for the Challenge received a free Educator Toolkit to complement their own lesson plans to teach students the basics of personal finance in preparation for the voluntary online Challenge exam and beyond. The window for educators to begin administering the exam begins today and ends on April 9. Once the exam results are in, educators and top-scoring students will be recognized for their achievements, along with states that had the highest Challenge participation.

All high school teachers and other educators working with U.S. high-school aged students (ages 13-19) are encouraged to register for the Challenge, download the Educator Toolkit, prepare their students, and administer the online exam. Educators who have been teaching students about personal finance for years, as well as those who never have before are urged to join this national initiative today.

Five Filters featured article: Chilcot Inquiry. Available tools: PDF Newspaper, Full Text RSS, Term Extraction.

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